Address
3198 Indian Gulf Lane, HERNANDO BEACH, FL
Price
$ 1,199,000
Property Attributes
  • MLS#W7888807
  • TypeSingle Family
  • Listing Status Active
  • CountyHernando
  • CityHERNANDO BEACH
  • AreaSpring Hl/Brksville/WeekiWachee/Hernando Bch
  • NeighborhoodINDIAN BAY COUNTRY HOMES UNREC
  • Zip34607
  • StyleCoastal
  • Year Built1984
  • Taxes$ 17674
  • Price$ 1,199,000
  • Bedrooms2
  • Full Bathrooms3
  • Half Bathrooms0
  • Sqr Footage1344
  • Lot Size0.36 Acres
Data Source:
Stellar MLS
Property Description

Experience an exceptional waterfront lifestyle at 3198 Indian Gulf Lane, located in Aripeka, part of the greater Hernando Beach market area. This extensively renovated coastal residence is offered together with adjoining Lot 13, which forms an integral part of the homesite. The property combines comfortable coastal living with open water views, a poured-concrete seawall, private boat lift, expansive upper balcony, large covered ground-level entertaining area and one-car garage. The main living level features an open and inviting floor plan designed to take advantage of the surrounding waterfront setting. The living room, dining area and remodeled kitchen flow together, with generous windows and sliding glass doors providing abundant natural light and views toward the water. The kitchen features white cabinetry, granite countertops, stainless-steel appliances, extensive counter space and a large island/breakfast bar providing additional seating and workspace. Wood-look flooring, plantation shutters, ceiling fans and coordinated coastal finishes contribute to the home's updated presentation. The adjoining upper balcony substantially extends the living and dining areas outdoors and provides an ideal setting for relaxing, dining or enjoying the natural waterfront surroundings. The upper level includes the primary bedroom with private bath, a second bedroom, an additional full bath and laundry area. A finished first-floor room provides valuable additional flexibility. Although this room does not have a closet, it is finished consistently with the home, has a window and conventional access, and includes a full private bathroom. The space is well suited for use as a guest bedroom, den, home office or other flex space. Outdoor living is equally impressive. A substantial covered paver area beneath the home creates a shaded entertaining space complete with a dedicated bar area, while the upper balcony provides elevated views across the water. The poured-concrete seawall and private boat lift make the property particularly appealing for boating, fishing, kayaking and exploring the surrounding waterways leading to the Gulf of America. The home also features a metal roof, paver driveway and extensive updating throughout. Aripeka is part of Florida's Nature Coast and the greater Hernando Beach market area, offering convenient access to a variety of outdoor recreation and waterfront destinations. Nearby amenities include Bayport Park with Gulf access, fishing pier and boat ramps; Linda Pedersen Park and Jenkins Creek Park along Shoal Line Boulevard; Rogers Park on the Weeki Wachee River; and Alfred McKethan/Pine Island Park with its Gulf beach and swimming area. SunWest Park in Hudson provides additional beach and water recreation, while Weeki Wachee Springs is also within convenient reach. Popular Hernando Beach dining destinations include Brian's Place, The Lazy Lizard and Silver Dolphin Restaurant & Country Store. U.S. Highway 19 provides convenient access to shopping, dining and everyday services, including Cracker Barrel on Commercial Way. 3198 Indian Gulf Lane offers a distinctive combination of updated coastal living, flexible interior space, boating amenities and the natural waterfront setting that defines the Hernando Beach and 34607 coastal market.

Price History
8/25/2026 Listed $1,199,000

General Features

Sewer Septic Tank
Heating Central,Electric
Cooling Central Air,Wall/Window Unit(s)
Utilities Cable Connected,Electricity Connected,Water Connected
Possession Close Of Escrow
Roof Metal
Appliances Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
Zoning R1A
Garage Spaces 1
Architectural Style Coastal
Construction Materials Stucco,Wood Frame
Year Built 1984
View Water
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Gulf/Ocean
Additional Parcels Description R25-223-16-2615-0010-0130
County Hernando
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name INDIAN BAY COUNTRY HOMES UNREC
Facing Direction North
Garage Y/N true
Total Rooms 6
Full Baths 3
Status Active
Directions From U.S. Highway 19 (Commercial Way), travel west on Spring Hill Drive (CR-574 W). Continue as Spring Hill Drive becomes Osowaw Boulevard (CR-595 W). Turn left to remain on Osowaw Boulevard, then turn right onto Indian Bay Road. Bear slightly left onto Indian Gulf Lane and continue to 3198 Indian Gulf Lane.
City HERNANDO BEACH
Body of Water GULF OF AMERICA
Senior Community Y/N false
MLS Area 34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
Lot Size Units Square Feet
Lot Size Square Feet 15632
Carport Y/N false
Listing Terms Cash,Conventional,VA Loan
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 17674
Home Warranty Y/N false
Property Condition Completed
Additional Parcels Y/N true
Lease Considered Y/N true
Virtual Tour https://my.matterport.com/show/?m=bNHsTHii4aQ
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 13, 14
Virtual Tour https://iframe.videodelivery.net/80c5bb33c1292f34acaedf3f024b167b
Legal Description INDIAN BAY COUNTRY HOMES UNREC BLK 1 LOTS 13 & 14 UNDIV INT IN ROAD R/W *See Realtor Remarks
Water View Gulf/Ocean - Full
Water Access Type Gulf/Ocean
Minimum Lease No Minimum
Water Access Y/N true
Water View Y/N true
Flood Zone Code AE
In Law Suite YN false
DockY/N false

Interior Features

Interior Amenities Ceiling Fan(s),Crown Molding,Open Floorplan,PrimaryBedroom Upstairs,Stone Counters,Window Treatments
Flooring Brick/Stone,Ceramic Tile,Luxury Vinyl
Furnished Y/N Furnished
Air Conditioning Y/N true
Heating Y/N true
Window Features Aluminum Frames,Shutters,Window Treatments
Fireplace Y/N false
Laundry Features Electric Dryer Hookup,Inside,Upper Level,Washer Hookup
Total Bedrooms 2
LivingAreaSource Appraiser
Total Baths 3

Exterior Features

Exterior Amenities Balcony,Sliding Doors,Storage
Parking Features Boat,Driveway,Under Building
Lot Features FloodZone,In County,Level,Oversized Lot
Water Source Public
Lot Size Area 15632
Foundation Details Slab,Stilt/On Piling
Spa false
Building Area Total 2968
Lot Dimensions 120 x 131
Lot Size Acres 0.36
Road Surface Type Paved
Private Pool false
Waterfront Y/N true
Covered Spaces 1
Road Frontage Type Street Paved
Number of Lots 2
Road Responsibility Private Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Property vs Single Family Average in 34607

Price
AVG $570K
$1.2M
Taxes
AVG $4,778
$17,674
Year Built
AVG 1986
1984
Listed By
with . - 352-515-0226

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